Insurance Claim Wind Damage Roof

According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.

Insurance claim wind damage roof. If you have roof wind damage your insurance company has a legal obligation to repair or replace the roof whichever costs less. You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage. It is possible that an insurance claim for roof damage will be denied because of the age of the roof. If the roof is too old or the damage is caused by normal wear and tear it is unlikely that your insurance policy is going to cover the cost to repair the damage or replace the roof.

A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business. This is partnering with adjusters you trust as well as an experienced and trustworthy roofing contractor is essential not only for your property but for your home or business. If you live somewhere where wind damage or wind storms are a regular occurrence you should know how to handle wind damage insurance claims and. First your shingles and roofing may have discolored with age.

That may sound like a basic idea but it can run into some problems in practice. Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage.