Is Fha Appraiser Required To Look In The Attic

Inspection the attic must be examined whether access is by pull down stairway or scuttle.

Is fha appraiser required to look in the attic. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. Is an attic inspection required for fha. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.

This is to make sure the home is worth the selling price. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. At a minimum the appraiser must enter head and shoulders into the attic. The appraiser must observe the interiors of all attic spaces.

The appraiser must observe the interiors of all attic spaces. This appraisal post is going to address the attic observation and reporting requirements for an fha appraisal. Fha appraisers are required to observe the attic area. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report.

However hud fha does not have a real definition of attic in their documentation. What is an fha inspection and appraisal. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. Fha has always had a requirement for appraisers to inspect attics.